Detroit auto show heralds strong year for car makers, auto loans

January 5, 2012 – 5:38 am

 

For most of us, the North American International Auto Show in Detroit doesn’t open until Jan. 14. But press access begin today, and the industry gets its sneak preview later this week. Expect bigger and better stands, brighter lights, broader smiles, more new models, and generally superior razzle-dazzle this year than you’ve seen this side of the credit crunch. Because Motown is on a high as it celebrates a Lazarus-like reawakening after it almost literally flat-lined in 2008-09.


Auto makers optimistic

The Financial Times of Jan. 8, identified three reasons why car makers are so upbeat:

  1. This year, the U.S. is likely to be a world leader when it comes to demand for new cars.
  2. American sales of light vehicles grew 10 percent in 2011, and are expected to increase by nearly 9 percent this year.

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Tags: Auto, Auto Show

How to Speed Up the Loan Modification Process ?

January 1, 2012 – 11:49 am

Loan modification Department helps you legally change the terms of your mortgage so that you can pay it off better. But you cant expect lenders to make it easy. In fact, many homeowners fail to reach a reasonable settlement with their lenders, and even those who do have to settle for less-than-satisfactory setups. Thats where your loan modification attorneyes in.

Tags: Loan, Loan Modification

Mortgage arrears and repossessions set to rise

December 18, 2011 – 7:55 am

Rising unemployment and increased pressure on household budgets will lead to more borrowers falling behind on their mortgages and getting repossessed in 2012, mortgage lenders have forecast.

The Council of Mortgage Lenders (CML) said 45,000 homes could be repossessed during the year, up 20% from an estimated 37,000 in 2011, as job losses took their toll on family finances. The number of property sales and total mortgage lending are also expected to fall.

An increase in repossessions would reverse much of the fall seen over the past couple of years, but the CML stressed numbers would remain far lower than in the downturn of the 1990s, when unemployment was at a similar level, as low interest rates had weakened the link between job loss and mortgage arrears.

The number of borrowers falling behind on mortgage repayments is also expected to increase following two years in which arrears levels were lower than lenders had expected.

“Some of our earlier pessimism stemmed from the emphasis we gave to the likely cumulative pressure on household finances from the higher cost of living and modest growth in incomes.

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Tags: Mortgage, Mortgage Arrears

Running out of money? What NOT to do.

December 13, 2011 – 1:51 pm

As we approach the end of the month some may be feeling the pinch and be running out of funds before the next payday. It is easy enough at times like that to think about quick cash loans such as Payday Loans and in some cases, loan sharks.

If you are worried about making ends meet then try following these simple steps to arrange your finances to try and avoid borrowing money.

What are your tips for avoiding Payday Loans?

Tags: Running, Running Money

Cyber Monday Shopping Explodes

December 5, 2011 – 3:27 am

Something really clicked with consumers. Cyber Monday sales skyrocketed compared to last year. That’s according to analytics findings by IBM. Their research shows a record number of online sales and a strong Black Friday. Online sales were up about a third over 2010. The average consumer order increased by about $5 from $193.24 to $198.26. The busiest time for shopping was 11:05am PST. That could have been during lunch breaks for the most amount of people in the country.

As predicted, more sales were made over mobile devices. Around one in ten shoppers used a mobile device to visit a retailer’s website on Cyber Monday. That number was just 3.9 percent in 2010. Mobile sales reached 6.6 percent which was nearly triple what it was just a year ago. When you compare Black Friday and Cyber Monday, mobile traffic was actually higher on Black Friday. It averaged 14.3 percent before the weekend and 10.8 percent after the weekend.

There was a lot more talk about the deals too. Dis

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Tags: Cyber Monday, Monday