Structured Settlement Basics

Friday, May 13th, 2011

If you have been involved in a law suit or may need to file one for any reason at all, you may be wondering about a structured settlement and how it woks. A structured settlement is essentially a structured payment system whereby the claimant receives regularly scheduled payments as opposed ...

Friday, May 13th, 2011

As of July 21, 2011, a new agency will be joining the Federal Trade Commission to help investigate the growing number or complaints regarding debt collectors violating the Fair Debt Collection Practices Act. (FDCPA) This new consumer protection, federal watchdog agency will be named the Consumer Financial Protection Bureau, and was created ...

The High Cost of Personal Bankruptcy

Sunday, May 8th, 2011

Declaring personal bankruptcy is not something to be considered lightly. If you are having financial difficulties that have you considering taking this ultimate step, take a moment to consider some of the fall out from going with this option. Both individuals and businesses are allowed to file for bankruptcy under ...

Is There a Way to Lower Property Taxes?

Thursday, May 5th, 2011

If you own a home, theres one expense that you cannot escape paying and thats property taxes. While no one likes to pay taxes, property taxes are necessary for keeping local city, state and town municipalities functioning. Many communities pay for essential services like fire fighting, road repairs and schools ...

Can a Debt Collector Use Social Media To Contact You?

Wednesday, May 4th, 2011

If you are like many other consumers in the US, you’ve got a facebook page. And, if you are like many other consumers  in the US, you’ve got debt. Put the two together and now Creditors and Debt Collectors have found one more way to reach out to you in ...