Sunday, October 17th, 2010
Has anyone noticed how much of a’ spend now pay later’ culture our society has become? Everything in our current society pushes as to spend. Glamorous advertisements, enticing sales, special promotions, and even reward credit cards. How can we say no to that ‘to-die-for’ pair of shoes that is ...
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Sunday, October 17th, 2010
On a personal level, you can file bankruptcy using chapter 7 or chapter 13. If you have a company and need to file bankruptcy, then you can file chapter 7 or 11.
Chapter 7 and 13
Chapter 7 – A chapter 7 bankruptcy can be used to discharge all debt. To further ...
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Friday, October 15th, 2010
I’m starting over with no retirement. With this economy there are lots of middle aged people like me who through company closings, stupid choices, divorce, etc have little retirement savings and are seeing a need to kick things in overdrive for a healthy retirement. Personally my goal is to buy ...
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Wednesday, October 13th, 2010
The final phase of federal legislation offering protection todebt-swamped consumers became effective October 27, but may not be stringent enough to fully protect consumers from debt settlement and debt consolidation scams. Although for-profit debt settlement /debt consolidation companies are required to disclose cost, potential negative consequences to concumers ...
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Tuesday, October 12th, 2010
There is possibly nothing more loathsome than a belligerent debt collector. Debt collector harassment is the leading complaint that the Federal Trade Commission receives. These collection agents often over step the law and break the rules set forth in the FDCPA (Fair Debt Collection Practices Act).
The first tactic often used ...
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