Not Your Debt? How to End Collection Calls

Monday, January 17th, 2011

Is your phone ringing off the hook for someone you do not know? If a collection agency has your telephone number in their records for debt belonging to someone else, you can become a target for endless harassment. In most cases, it does not matter if ...

U.S. consumers reducing credit card debt, but credit scores not improving

Monday, January 17th, 2011

If there’s anything positive about the economic downturn, it’s news that Americans are continuing to reduce their credit card debt. Credit Karma reports that average consumer credit card debt levels fell by about $1000 between January 2009 and now, which puts average credit card debt at about $6400. While ...

Has Your Horoscope Changed?

Monday, January 17th, 2011

Fans of the Zodiac have been bombarded with the unsettling news that their astrological sign may not be what they thought. The horror of switching from Gemini to Taurus had people rushing to the Web for answers, sending searches for "zodiac signs" into the stratosphere. ...

Trust deed – is this right choice for me?

Thursday, January 13th, 2011

Trust deed is a legal agreement entered into between the buyer and the lender of the loan. It is a legal agreement that binds the creditor and debtor to make monthly for 36 months for pre agreed amount and any remaining unpaid or unaffordable debt is written off ...

Simple Rules All Debt Collectors Must Follow

Wednesday, January 12th, 2011

  Back in the not-so-distant past, a debt collector could use any number of means necessary-short of violence- to obtain overdue funds from a debtor. For those not necessarily trying to avoid paying a bill, the stress due to lack of appropriate funds coupled with ...