Thursday, February 24th, 2011
An important part of putting together an IRA, 401 or other qualified plan is appointing a beneficiary. On a positive note, this helps ensure that upon your death, any remaining account balance will transfer directly to your heirs without going through probate. On the negative side, your ...
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Thursday, February 24th, 2011
With so many families living from paycheck to paycheck, it is easy to fall into the cycle of debts. If any other expenses arise, such as medical, car repairs, home repairs, etc, it can cause anyone to fall behind on their other bills. After this happens, it becomes a ...
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Sunday, February 20th, 2011
Personal loan rates have a big impact on whether consumers decide to take out a loan. Some of these loans are taken out of necessity for things like debt consolidation, college tuition, critical home repairs and such. Others are taken out for pleasurable things ...
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Sunday, February 20th, 2011
A trust is a legal agreement that allows a person (the trustee) to control certain assets that have been listed in the agreement. For a trust to be legitimate, it must have four parts. First is the grantor. This is the person who creates the trust. Usually ...
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Saturday, February 19th, 2011
The New York Times reports that Congress is gearing up to debate whether or not to increase the federal government’s debt ceiling. Hello? Isn’t it about time for our elected officials and so called leadership to start setting an example for we, the consumers? We are constantly reminded of ...
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