Anti-Scam Tips

Sunday, May 1st, 2011

Newspaper obituaries notify a large number of people in a short period of time about the death of a community member. Unfortunately, they also provide a list of potential victims to scam artists and thieves seeking emotionally vulnerable and, during memorial services, physically absent targets. In the ...

Credit Card Debt – How Much is Too Much?

Saturday, April 30th, 2011

There is no definite dollar amount of credit card debt that tells you that you have too much credit card debt on your plate. A better way to calculate your financial health is to look at what percentage of your income goes to paying off what you owe to your ...

Collection Service Made To Pay $2.8 Million Fine

Saturday, April 23rd, 2011

The largest fine in history for a violation of the Fair Debt Collection Practices Act has been leveled on a collection agency by the Federal Trade Commission last month. The Georgia company, West Asset Management, allegedly violated the Act with its aggressive techniques, and agreed to pay a settlement of ...

Collection Fees On HOA Bills

Saturday, April 23rd, 2011

Collection agencies could charge up to $1,950 plus "reasonable attorney fees" on a house that is late on its homeowner association assessment under a bill passed out of committee Friday by Senate Democrats. Senate Bill 174 passed along party lines after an intense debate that had Republicans ...

Saving Money through Frugal Living

Tuesday, April 19th, 2011

Putting aside money every month is a must for everyone. Frugal living is the key to creating more wealth through monthly savings. Frugal living is not the same as depriving yourself of every luxury; it simply refers to living below your means and being conscious of how you spend your ...