Credit Card Debt and Balance Transfers

Monday, July 26th, 2010

What should you do if you receive a balance transfer offer in the mail? All you have to do is fill out the little checks or call a toll-free number to activate a transfer offer. It’s an easy process that could help you reduce credit card debt…or can ...

Are You Ready for Debt Counseling?

Thursday, July 22nd, 2010

Have you considered working with a debt counseling firm to get your bills under control? A debt counselor can work with you to get at the root of any spending problems you have, and help you become a better manager of your money. Here are some things to ...

Numbers Don’t Tell Debt Reduction Story

Thursday, July 22nd, 2010

A recent news story from the Associated Press offers more evidence that consumers are getting better at debt reduction. According to the story, five of the nations top six issuers of credit cards report that delinquent payments are falling. At the same time, five of the top six credit ...

3 Personal Finance Software Solutions for the Monetarily Challenged

Monday, July 19th, 2010

 Let’s face it. We’re not all financial geniuses. Some of us need help in figuring out budgets and sticking to financial plans. One way to get help is to use financial software that helps you with the mathematics, planning and decision making involved in personal financial planning. By getting familiar ...

Credit Card Debt and Rewards Programs

Sunday, July 18th, 2010

Paying off credit card debt could result in you being bombarded with new credit card offers. Some credit card companies have increased marketing efforts for their cards or introduced  new rewards programs or other incentives. Discover Financial Services, for example, recently said marketing expense for the third quarter ...